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How Can I Find An Online Essay Writer? <P><

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Business Analytics Assignment - Free Essay Example

Business Analytics Assignment Introduction A study conducted by IBM revealed that companies who drive analytics tend to do have about 33% more revenue growth and 32% more return on capital invested. The study conducted in 2010 with 1900 CFOà ¢Ã¢â€š ¬Ã¢â€ž ¢s also revealed that respondents decided to use analytics to understand not related correlation between information which cannot be detected manually and it is an absolute necessity that a company have business analytics as one of their top priority (2009 Global Study of 2,500 CIOà ¢Ã¢â€š ¬Ã¢â€ž ¢s). (IBM, 2010) Big Data is the next big break in data warehousing and business analytics. (Minelli, Chambers, Dhiraj (2013) Companies have immense data being produced every day by the company. Keeping a track of all this data to build the business is definitely not an easy task; knowing what a customer needs and striving to fulfill their demands and knowing how to manage the internal functioning of the company; and thus the need for business analytics is felt. A solution of skills, technology and action business analytics studies any given data through statistical and operations analysis, It is the addition of business and technology. Therefore we can conclude business analytics is à ¢Ã¢â€š ¬Ã‹Å"Business analytics means delivering the right decision support to the right people at the right time.à ¢Ã¢â€š ¬Ã¢â€ž ¢ (Laursen Thorlund, 2010) As managers one should understand how to interpret the data than manipulating it. Managers should be able to answer the question, à ¢Ã¢â€š ¬Ã‹Å"why strategy execution unravels and what to do about ità ¢Ã¢â€š ¬Ã¢â€ž ¢. Strategy is the direction and scope of an organization over the long term, which achieves advantage in a changing environment through its configuration of resources and competences with the aim of fulfilling stakeholder expectations. (Johnson, Scholes Whittington, 2005). Strategy a combination of integration of data and the processes o f the organization is an aspect which influences business analytics and the structure of the organization. (Shanks Sharma 2011) The crisis today is the information received is not clearly interpreted and that how strategy is not clearly understood by the managers. According to Donald Sull, à ¢Ã¢â€š ¬Ã‹Å"Managerà ¢Ã¢â€š ¬Ã¢â€ž ¢s today measure communication to the number of meetings held or the number of emails and text sent; instead they should focus more on how to structure and lead discussion.à ¢Ã¢â€š ¬Ã¢â€ž ¢ (Sull, 2015) Neglecting the drivers of effectiveness: decision rights and information flow is where organizations fail to succeed in implementing. (Neilson, Martin Powers 2008) Strategy is a picture drafted to run the organization. It is a short term process to handle companyà ¢Ã¢â€š ¬Ã¢â€ž ¢s issues and simultaneously create a competitive advantage in the market. Therefore the need to understand information at a strategic level is a necessity as this influen ces the development of a strategic process. The inter action between Business Analytics and strategy can be depicted with the help of the four strategic scenarios. These scenarios help an organization understand where their company stands and if they have made the maximum use of business analytics. The four scenarios being: (Laursen Thorlund, 2010) Scenario 1: Separate- No formal link between strategy and BA. Scenario 2: Coordinated- BA supports strategy at functional level. Scenario 3: Dialogue- Dialogue between strategy and the BA functions. Scenario 4: Holistic- Information as a strategic resource. (Laursen Thorlund, 2010) Main body Being an analytical organization is not easy. Organizations face a immense obstacles like the growth of information, an expected increase of 40 à ¢Ã¢â€š ¬Ã¢â‚¬Å" 50% annual growth in the volume of data generated (McHugh, 2012), , The nature of data (structured or unstructured), quality of data, the organizational culture. The business analytics framework is built to understand and interpret this data and thus help in the strategy development process. In brief business analytics framework gives the organization an overall idea (systematic evaluation of data) of the information collected on the company and the market they work in. it consists of data integration, analytics, reporting and business solutions.(Panjwani, 2010) Analysis of the data helps in strategy development to mark the performance of the organization. Just analyzing the data and interpreting them to understand if it is accurate and timely would not do the real work. Managers at the strategic level need to make sure action are taken and implemented to overcome the issues. This section will look at the integration between strategy and business analytics under four scenarios as shown in the diagram. (Laursen Thorlund, 2010) Scenario 1 à ¢Ã¢â€š ¬Ã¢â‚¬Å" No formal link between Strategy and Business Analytics. When stra tegy is implemented in this type of organization, they generally tend to overlook the in-depth information received and instead defines target which are measurable (ex. Sales target) along with its support functions without which the organization would fail to overcome its market obstacles. (Laursen Thorlund, 2010) While implementing the strategy, analytics may be used to analyze the progress and achievement of each set of target. In this scenario the feedback is not sent to the strategic level as it reports are analyzed by individual departments. Since the strategic level does not review the analysis so as to come up with a strategy for the betterment of the organization the information does not get processed further. Thereby concluding, in this scenario the degree of intelligence and degree of competition is very low. (Laursen Thorlund, 2010) This scenario is mostly seen in practice in small independent firms like hair dressing salons. In these types of organizations each de partment has its own strategy and often ends the analysis after receiving the reports on how many, how often and where (ad-hoc basis). This absence of link is noticed since adequate resources and where capital technological investment cannot be allocated in the business. The data received just used to answer material question as mentioned above. (Laursen Thorlund, 2010) When working under this scenario the company will have to be efficient when implementing the strategy, this is because the information received is not strategically analyzed and thus remains inconsistent and unrelated to the other departments of the company which leads to problems in future when the company decided to expand. In a hair dressing salon each employee is seen to undertake different duties varying from styling to cutting to a separate individual managing the finance. In this setting it is clearly seen that there is no interaction between the departments. The individual managing the finance would onl y restrain herself to that particular work and so goes for the other employees working in different department. Each employee handles different number of customers on a daily basis. Their aim is to achieve a certain level of target for each day thus proving the strategy developed in this scenario is short term and there is no link between the strategy and Business Analytics. This strategy implemented by the organization may later obstruct the business from expanding. When a business expands integration of information and an understanding should be developed strategically and implemented. Scenario 2 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Business Analytics Supports Strategy at Functional Level Also known as à ¢Ã¢â€š ¬Ã‹Å"adapted information strategyà ¢Ã¢â€š ¬Ã¢â€ž ¢ (Laursen Thorlund, 2010) the scenario produces reports and supports individual department. It is an interaction with no back flow. The strategic level is who develops the strategy; it is carried out by the functional level later f or implementation. the functional level develops sub strategies to meet the main goals stated by the top level management. Thus, information at a strategic level should be understood centrally with regard to the strategic development process. Business analysis monitors individual performance and reports to the department. This information is not passed on to the strategic level. Every department has its own business strategy which is backed by its business analysis to analyze if the targets listed have been met; this is through the technique SMART. SMART technique helps guide employees and keeps track of the goals and targets of the organization. The organization when working under this scenario should have a clear idea on their targets and goals. If not clearly defined they are prone to travel off track resulting in letdown of meeting requirements as stated. (Laursen Thorlund, 2010) The most suitable example for this scenario would be a bank. A bank is known to have many divisions / departments like deposit operations, electronic banking, investment banking, etc. each of these departments have their own business strategy. The supervisors for each of these departments study the data after conducting a business analysis. The outcome is then measured through the technique SMART. S à ¢Ã¢â€š ¬Ã¢â‚¬Å" Specific: Each of the department should have their targets specific and clearly set/defined. This is to be clear on what the department wants to achieve. Having a clearly defined goal will help guide employees thus pushing them to meet the goals. Targets can be in numbers or also can be asked to be in coordination with the other departments. M à ¢Ã¢â€š ¬Ã¢â‚¬Å" Measurable: Targets should be measurable that is when analyzing the information the supervisor should be able to measure the output to know if the stated targets have been met. If targets are stated in numbers, ex. 20% in life insurance policy scheme, it helps achieve target faster as it is clear. A à ¢Ã¢â€š ¬Ã¢â‚¬Å" Agreed: The targets stated should be accepted by the organization and the department. If any objections the strategy must be reconsidered. If not reconsidered there are chances the employees fail to given in their 100%. If agreed upon it also means the organizations has someone to take up the responsibility of the targets set. R Realistic: goals set should be realistic. Often targets stated tend to face a downfall without even position a chance on meeting success. T Time Bound: targets must be set with a time frame. If no time frame employees tend to have a laid back attitude towards the targets. It is also necessary to have a time bound as it helps in reduction of costs and helps in increase of customer loyalty. Ex. Winter clothes if not sold during winter the company would not gain any profit as they lost out on their customers. Scenario 3 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Dialogue between Strategy and Business Analytics Functions In order to get a Business Analytics function that sustains the strategy function, the organization ensures that both of them in cooperation take part in the learning loop which is assisted when the Business Analytics function is reporting on business targets with the endeavor of improving individual departmentà ¢Ã¢â€š ¬Ã¢â€ž ¢s performance as well as the strategies. This scenario primarily relies on the existence of data warehouse and Business Analytics function to amass and make use of this data, further, being exemplified by an incessant dialogue between the strategy and Business Analytics functions. Additionally, the reporting methods have been given distinguished names, illustrated as scorecards and customer profitability etc. (Laursen Thorlund, 2010) This section concerns information regarding scorecards and Business Performance Management (BPM) solutions which start from a three stage strategy, commencing from benchmarking and relying on analyses the strategy is finally modified. This ada ptation along with the capability to deliver pertinent information is the eminence for the Business Analytics function. While delivering the reports, which explain if individual departments are meeting their Key Performance Indicators (KPIs), any deviation between targets and achievements will lead to an action being taken. Hence there will always be feedback between these two keeping the process solemn. The recognition of the alleged à ¢Ã¢â€š ¬Ã‹Å"critical success factorsà ¢Ã¢â€š ¬Ã¢â€ž ¢ corroborates the performance of coordination. (Laursen Thorlund, 2010) The advancement of the strategy is measured on an enduring basis and analyses is done to derive learning which in turn is used to improve the business processes thus known as optimization. Besides, this learning can add to generate learning in terms of strategy for the later iteration. On another note, à ¢Ã¢â€š ¬Ã…“balanced scorecardà ¢Ã¢â€š ¬Ã‚  is a substitute means of operationalizing strategic feedback processes. The internal processes are linked with the development of business. The basis of devising of these requirements in relation with the implementation of a new strategy is the method developed by Kaplan and Norton. (Laursen Thorlund, 2010) British Airways aims to be the worldà ¢Ã¢â€š ¬Ã¢â€ž ¢s leading premium airline (British Airways, 2009). They in 2009 launched a 5 goal plan for the three years. One such program was Compete 2012 where their aim was to keep the spirits alive of the Olympic game. They had to set themselves apart from other airlines to be noticed. Along with this aim they believed to be socially responsible and give back to nature. Their strategic aims were colleagues, customers, performance, excellence, partnership. (British Airways, 2010) Having a clear strategy and implementing it accordingly like the British Airways will help companies help monitor what went wrong, how and why and thus will be able to rectify those errors to prevent further loss due to the sa me mistake. British Airway was clear on their goals and their implementation strategy. This helped them analyze their performance in the market and thus act wisely while developing a new strategy in the coming year. (Laursen Thorlund, 2010) Scenario 4 à ¢Ã¢â€š ¬Ã¢â‚¬Å" Information as a Strategic Resource This scenario represents information regarding strategic resource. Market strengths and weaknesses are used to distinguish such ventures which are principally concerning people competencies requisite for the strategy development procedure. A characteristic example would be Amazon.com, where individual customers receive offers after their requirements and purchases are processed. This distinguishing factor makes amazaon.com distinct from other online book shops. This concept of customizing services to local conditions is becoming popular among other retail chains too. Moreover manufacturers are provided with the vital information from the shops with regards to product d evelopment, this constitutes to the promotion in the right places. (Laursen Thorlund, 2010) Some definite elements of strategy can be looked upon to distinguish information based strategies. The use of information as a strategic asset will help the organization gain a competitive advantage in the market when analyzed the information procured with the help of business analytics. Information as a strategic asset on culture will scan through the data and identify where the company can gain advantage in the market resulting in a process either top-down that is from the top level management to the bottom level or vice-versa. If the information benefits one department it will be taken as a base to develop the next strategy and thus be implemented within the organization. (Laursen Thorlund, 2010) After the monitoring process the company can use business analytics to understand their deviations and the market along with its competitors and draft a new strategy for the next year. Th e information from the previous year will help the company to analyze where the problem was, what actions are needed to rectify them, why is it happening, what would happen to the company if these trends continue and what will happen in future, gaining a high degree of integration and high degree of competitiveness. Conclusion Therefore à ¢Ã¢â€š ¬Ã‹Å"Information at a strategic level must be understood centrally in connection with the strategy development process and throughout the organization where implementation is carried out.à ¢Ã¢â€š ¬Ã¢â€ž ¢ (Laursen Thorlund, 2010) In this essay various levels of business integration were studied. It is important to understand that each none of these scenarios are better than the other. Organizations strategy, competitiveness in the market, its internal competencies and technological depends on which integrations the company/organization choose. The first scenario was no integration that is no link between strategy and business a nalytics. This type of integration is usually adopted by small firms like hair dressing salons. This works on a pure ad-hoc basis where only the material questions are just answered and this is if Business Analytics actually exist in the company. In a banks each department, often objectives are specified. This leads us to the second scenario that is Business Analytics supports strategy at functional level. This scenario is relative to business strategy. Information here is not passed to the strategic environment. Dialogue between Strategy and Business Analytics Functions, this scenario is formal in nature. References British Airways. (2009). Annual reports and Accounts. Retrieved March 26, 2015, from https://www.britishairways.com/cms/global/microsites/ba_reports0809/pdfs/Strategy.pdf British Airways. (2010). Annual Reports and Accounts. Retrieved March 27,2015, fromhttps://www.britishairways.com/cms/global/microsites/ba_reports0910/pdfs/Strategy.pdf IBM. (2010). I nformation and Business Analytics Factsheet. Retrieved on March 25, 2015, from file:///C:/Users/Sethu/Downloads/2010%20IBM%20IOD%20EMEA_Factsheet.pdf Johnson, G., Scholes, K., Whittington, R., (2005). Exploring Corporate Strategy. (7th ed.) Retrieved from https://www.scup.org/asset/66171/johnson-exploringcorporate Laursen Gert. H.N. Thorlund J., (2010). Business analytics for managers: Taking Business Intelligence Beyond Reporting. Retreived from https://site.ebrary.com/lib/swansea/reader.action?docID=10399044 McHugh, H. (2012). 12 Big Facts of Big Data. Retrieved March 27 2015, from https://blog.kurtosys.com/12-big-facts-about-big-data/ Minelli, M., Chambers, M., Dhiraj, A. (2013). Big Data, Big Analytics: Emerging Business Intelligence and Analytic Trends for Todays Businesses. https://site.ebrary.com/lib/swansea/reader.action?docID=10643071 Neilson, G., Martin, K., Powers, E. (2008). Secrets of successful Strategy Execution. Retrieved March 26, 2015, from https ://hbr.org/2008/06/the-secrets-to-successful-strategy-execution Panjwani, A. (2010). Strategic Imperatives of business Analytics. Retrieved March 27,2015, from https://www.slideshare.net/sasindia/strategic-imperatives-of-business-analytics?qid=e0f9e20e-ccb3-42f9-b16b-8d512939acb5v=qf1b=from_search=9 Shanks, G., Sharma, R. (2011). Creating value from business analytics systems: the impact of strategy. 15th Pacific Asia Conference on Information Systems: Quality Research in Pacific, PACIS 2011 (pp. 1-12). https://ro.uow.edu.au/cgi/viewcontent.cgi?article=11153context=infopapers Sull, D. (2015). Why So Few Managers Understand Their Companys Strategy. Retrieved March 23, 2015, from https://hbr.org/video/4013635003001/why-so-few-managers-understand-their-companys-strategy

Marijuana Should Not Be Beneficial For Medical Purposes

Marijuana has proven to be beneficial for medical purposes. It has therapeutic effects that will ultimately allow patients with adverse health conditions to improve their quality of life. Legalizing marijuana can also improve the state of the United States’ economy through taxation and creation of job opportunities. Additionally, it can reduce the crime rate in the United States and save the United States tons of money. Contrarily, marijuana should not be legalized for recreational usage. Extensive studies have globally communicated that utilizing marijuana for recreational purposes have fostered addiction to more powerful drugs. Recreational usage of marijuana has also contributed to adverse health effects. Moreover, recreational usage of this drug is still unacceptable in professional and social environments. Should marijuana be made lawful for medicinal and/or recreational purposes? Marijuana is socially known to benefit patients with adverse health conditions to improve their quality of life. Marijuana for medicinal purposes have been used for patients with terminal illness such as cancer, HIV/AIDS, Alzheimer’s Disease and various mental disorders. For instance, â€Å"marijuana extracts may [slow the growth of cancer cells in cancer patients], kill certain cancer cells and [even] reduce the size of others† (â€Å"DrugFacts—Is Marijuana Medicine?†). Moreover, it is well-documented that marijuana can help with health issues such as pain, nausea, epilepsy and appetite loss. MedicalShow MoreRelatedShould Marijuana Be Legalized? Essay1330 Words   |  6 Pages The use of marijuana for medical purposes and personal use can be recorded as far as 12,000 years ago. Marijuana is classified as a schedule 1 drug. Schedule 1 drugs are drugs are drugs that have the potential for abuse (Drug Scheduling,2016). 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Although there are legal restraints against marijuana, 1 in 3 Americans have tried it, out of curiosity at least once. Multiple studies have proven that, marijuana is psychologically and physically healing. Medical marijuana should be legalized for its beneficial advantages, such as, treating or preventing health conditions, increases in tax revenues, and improvements in our communities. Marijuana, mostRead MoreShould Marijuana Be Legalized?1187 Words   |  5 Pagesnot relieve their symptoms, as they should (Joy 117). For this type of patient, medical marijuana is an obvious alternative, if only it were legal. The legalization of marijuana is becoming a more polemic debate as several states are, at the very least, decriminalizing it. The decision for legalization is conflicted between whether the drug can provide benefits towards certain medical conditions and also be safe to consume. Marijuana should be legalized for medical uses because it has a broad set of

Medicine During The Civil War - 1548 Words

During the Civil War, medicine was an important aspect for every soldier due to the fact that many soldiers had to fight and ended up with injuries also there were many types of illnesses. In this essay, I will focus on the advance of medicine during the Civil War. Also how the soldiers and civilians were treated as well as how sanitize their location was, are questions I will try to answer. Also, I will like to include some of most known causes of deaths during the Civil War and the types of diseases that soldiers would come in contact with. Include who was in charge of the hospitals during the war. I will also include information from letters and documents that the nurse and doctors wrote while the Civil War was going one and what kind of establishments were created and the kind of equipment they used in the hospital. Since the period of the Civil War was and is consider to be the start and growth of the medical industry it is important for me to find out why. Advances included amputation and the anesthesia inhaler. The surgeon noticed the best way to save deadly infections was to simply cut off the area quickly as possible. Among the people save by having and amputation is Daniel E Sickles, the eccentric commander of the Confederate. Amputations save a large amount of lives than any other procedures also made complex injuries simpler. To be able to complete these procedures, they would soak chloroform in a handkerchief and place over their nose but the chloroform wouldShow MoreRelatedMedicine During the Civil War1813 Words   |  8 PagesMedicine During the Civil War 1861-1865 When Walt Whitman wrote that he believed the real war would never get into the books, this is the side he was talking about (Belferman 1996). Yet, it is important that we remember and recall the medical side of the conflict too, as horrible and terrifying as it was (Adams 1952). Long before doctors and people knew anything about bacteria and what caused disease was the time of Civil War medicine. Doctors during the Civil War (always referred to as surgeons)Read More Medicine During the Civil War Essay1796 Words   |  8 Pages Medicine During the Civil War 1861-1865 nbsp;nbsp;nbsp;nbsp;nbsp;When Walt Whitman wrote that he believed the â€Å"real war† would never get into the books, this is the side he was talking about (Belferman 1996). Yet, it is important that we remember and recall the medical side of the conflict too, as horrible and terrifying as it was (Adams 1952). Long before doctors and people knew anything about bacteria and what caused disease was the time of Civil War medicine. Doctors during the Civil WarRead MoreAdvancements in Med-Care since the Civil War Essay1461 Words   |  6 PagesAmerican Civil War often gets credit for ending slavery and reshaping the federal government in this country. 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Investors and Contractors Assests and Procurement

Question: Describe about the Investors and Contractors for Assests and Procurement. Answer: 1. The major investment in mining company can be in the infrastructure assets and procurement of mining sites. The investment requirement in the infrastructure assets by the mining companies is huge and they need heavy machinery to be able to mine the ores and minerals present in the mining site. Also the company has to forecast the quantity of different machinery, cutting tools and machines to transport the minerals extracted from the sites to plants where they can be refined and converted to usable products. There are many companies which help in providing the financing for providing the necessary infrastructure. Also huge investments are required while bidding for the mining projects. The mining companies can earn a huge amount of money from the potential mining sites and hence invests in procurement of mining sites. Also there are firms which invest in sites and make them ready for mining and then these sites are sold to the mining company. This helps in reduction of risk of the mining companies and also makes it easier for them to start the project. (Chew, 2012) Lastly, mining companies invests in human capital and the training is provided to each employee working on the site and provides safety equipment to them. 2. The most important activities carried out from CFOs office are: Decision making: The CFO of a company helps in managing the financial risk of the company. The CFOs office decides the various investments of the company in various projects and funds. It is responsible for finalizing a project based on the return and risk involved it. The CFOs office is also in charge of the capital structure the company has and has to take decisions regarding the change in capital structure by increasing or decreasing the equity and leveraging on the debt to equity ratio to maximize the returns for the company. The CFO must also have valid reasons while making changes in the structure and should be able to justify the changes when subjected to scrutiny by the shareholders of the company. Assessment of the company: The CFOs office is responsible for the assessing the performance of the company based on the performance in the last year and taking necessary steps to achieve its goals. They take inputs from various departments and then combine the entire data to produce reports and help CEO in assessment of the company. They also translate the financial metrics into understandable format for the shareholders. CFOs office need to take care that no wrong or incorrect information is passed to the shareholders which can affect the prices of the shares of the company. Planning and forecasting: The CFOs office is also responsible for the planning and forecasting the future production of the company and helps each department in setting their goals and targets. They need to consider the low performing assets and find ways to improve its efficiency. If the CFO finds an asset to be non performing and will not be of any use to the company in near future, he can also dispose them off. The CFO uses scenario analysis and forecasting models to plan for different situations and remove all the contingencies from the same. The CFO is responsible for planning the long term sustainable growth for the company. (Biery, 2015) Thus the role of CFO is very important in setting the goals and objectives for the company. 3. While managing the funds of a public listed company, the managers should consider the impact their decisions will have on the investment made by the shareholders. The managers need to be more careful while dealing with funds of a public listed company as the money is not owned by them but the people and it is their responsibility to provide value to the investment made by the public. If the company takes care of its customers and is able to deal with the specifications required by them in time at appropriate cost then the company can make loyal customers which can provide more business to the company and earn more profits for the shareholders. Also while taking a decision, the manager of public listed company should take in to account the value their decision is going to add to the shareholders and if their decisions are going to impact the stakeholders. They should inform all the decision taken by them to the shareholders and try to add benefit to the shareholder and stakeholder at large. 4. Antipodes Mineral resources (AMR) is not only accountable to the owners of the firm but also to all the stakeholders involved with the company which includes customers, suppliers, employees and shareholders. AMR should take in to consideration all the stakeholders before taking any decision and the decision should be such that it is favorable to all of them. The company should generate profits for the owners of the company but it should also treat its employees with care as it is because of the continuous effort by the employees the company has been able to generate the profit. The company should treat its suppliers with care as it can provide competitive advantage over the competitors and the supplier will ensure that the company will have all the necessary supplies in time and at the best possible price and this can be beneficial for both of them. If the company takes care of its customers and is able to deal with the specifications required by them in time at appropriate cost then the company can make loyal customers which can provide more business to the company and earn more profits for the shareholders. Also the mining company should take care that the pollution created by the company does not affect the people living in those areas. Thus, Antipodes Mineral resources is not only accountable to the owners but to all the people affected by it. (Jensen, 2001) a. The cash flow on the project is given below Year Cash flow 0 -3000000 1 700000 2 700000 3 700000 4 700000 5 -1300000 6 700000 7 700000 8 700000 9 700000 10 900000 We need to find the NPV (Net present value) of the project. Net present value is defined as the present value of the future cash flow. It is obtained by discounting the future cash flow to present. It is given by NPV = Thus NPV = 136462.99 Thus NPV of the project is positive. So the company can go ahead with the project. C. Payback period is the time after which the revenue generated is equal to the investment. Thus in this case, payback period is in between 7 and 8 years. Pay back period = 7 + (100000/700000) = 7.14 years. (Investopedia, 2011) Discounted Payback period is the time after which the present value revenue generated is equal to the investment made. Year Cash flow Present Value Cumulative Value 0 -3000000 -3000000 -3000000 1 700000 636363.6364 -2363636 2 700000 578512.3967 -1785124 3 700000 525920.3606 -1259204 4 700000 478109.4188 -781094 5 -1300000 -807197.72 -1588292 6 700000 395131.751 -1193160 7 700000 359210.6828 -833949 8 700000 326555.1661 -507394 9 700000 296868.3329 -210526 10 900000 346988.9605 136463 Thus in this case, Discounted Payback period = 9 + (210526/ 346998.96) = 9.606 years The discounted pay back period is very high and the investors would prefer to invest in a project where the discounted pay back period is lower and could consider other options. References Chew, A. (2012). Investing in mining related infrastructure - what investors and contractors should know. Retrieved on September 16, 2016 from https://www.corrs.com.au/thinking/insights/investing-in-mining-related-infrastructure-what-investors-contractors-should-know/ Jensen, M. (2001). Value maximization, stakeholder theory, and the corporate objective function. Retrieved on September 16, 2016 from https://onlinelibrary.wiley.com/doi/10.1111/j.1745-6622.2001.tb00434.x/full Investopedia. (2011). Net Present Value NPV. Retrieved on September 16, 2016 from https://www.investopedia.com/terms/n/npv.asp Investopedia. (2011). Payback Period. Retrieved on September 16, 2016 from https://www.investopedia.com/terms/p/paybackperiod.asp Biery, M. E. (2015). 4 Key Functions of a Chief Financial Officer. Retrieved September 7, 2016 from https://www.entrepreneur.com/article/242001

Multi-Denominational and a Multicultural Congregation free essay sample

A discussion on the difficulty in and the reasons for creating a multi-denominational and a multicultural congregation. This paper examines the difficulties in creating a multi-denominational and multicultural congregation. The author lists the major factors for creating such a congregation and provides an historical overview of Pentecostal, Christian, Caucasian and African-American, Roman Catholic, and Messianic congregation to support his opinion. Creating a truly multi-denominational, multicultural, congregation from the ground up is a difficult challenge. Part of this has to do with the fact that historically, a cultures identity gets lost in the loss of ritual and community. A charismatic congregation seems to have the most open forum for spiritual expression it allows for a good foundation for which to build a healthy non-restrictive congregation due to the fact that its doctrines and practices allow for the individual take part in an individuals own representation of worship. Thirdly, some of its philosophies are very widely excepted, and easily translatable between denominations, religions, and cultures. We will write a custom essay sample on Multi-Denominational and a Multicultural Congregation or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page However, charismatic congregations alone do not foster multicultural fortitude. Along with the good foundation of charismatic ideals, there needs to be an active and dynamic set of standards to foster and nurture this sense of multicultural congruency within the congregation. In defining some of these ideas, as well as exploring the history of effective multicultural denominations and observing some the culture in these congregations, in particular Roman Catholicism, Pentecostal, in particular congregations with primarily Baltic Russian and African-American background, and Messianic Judaism, correlations can be made as to effective ideals, practices and doctrines for a charismatic multicultural congregation.

Free Essays on Marketing And Internet

In the last several years, the increased diffusion of computer and telecommunications technologies in businesses and homes has produced new ways for organizations to connect with their customers. These computer mediated environments (CMEs) such as the World Wide Web raise new research questions. In this paper, we examine the potential research issues associated with CMEs in five areas: (1) decision processes, (2) advertising and communications, (3) brand choice, (4) brand communities, and (5) pricing. In the last several years, the world of the marketing has changed dramatically with the rapid diffusion of computer and information technologies throughout businesses and homes. The two most notable changes that have increased potential of linking buyers and sellers are the number of households owning personal computers (over 33% in the U.S.) and the exponential growth of applications of the Internet, most notably the World Wide Web (WWW). With increased penetration of computers, particularly multi-media computers equipped with CD-ROM drives and modems, subscription-based services such as America Online (AOL), Prodigy, and Compuserve, where consumers are able to check airline flight schedules and make reservations, purchase a wide variety of products, and discuss product performance with other consumers, are becoming very popular. Households in Chicago and San Francisco can purchase groceries from home using computer software marketed by Peapod, Inc. This latter service allows consumers to search within a product category using attributes such as price, calories, sugar content, and package size. Car manufacturers such as BMW regularly mail CD-ROMs to potential customers with video shots of the cars and data both about the cars and their competitors. Durable goods can be purchased through CUC International’s Shopper’s Advantage membership-based service (www.cuc.com). â€Å"Virtual† shopping experien ces (Burke 1996) enable marketing r... Free Essays on Marketing And Internet Free Essays on Marketing And Internet In the last several years, the increased diffusion of computer and telecommunications technologies in businesses and homes has produced new ways for organizations to connect with their customers. These computer mediated environments (CMEs) such as the World Wide Web raise new research questions. In this paper, we examine the potential research issues associated with CMEs in five areas: (1) decision processes, (2) advertising and communications, (3) brand choice, (4) brand communities, and (5) pricing. In the last several years, the world of the marketing has changed dramatically with the rapid diffusion of computer and information technologies throughout businesses and homes. The two most notable changes that have increased potential of linking buyers and sellers are the number of households owning personal computers (over 33% in the U.S.) and the exponential growth of applications of the Internet, most notably the World Wide Web (WWW). With increased penetration of computers, particularly multi-media computers equipped with CD-ROM drives and modems, subscription-based services such as America Online (AOL), Prodigy, and Compuserve, where consumers are able to check airline flight schedules and make reservations, purchase a wide variety of products, and discuss product performance with other consumers, are becoming very popular. Households in Chicago and San Francisco can purchase groceries from home using computer software marketed by Peapod, Inc. This latter service allows consumers to search within a product category using attributes such as price, calories, sugar content, and package size. Car manufacturers such as BMW regularly mail CD-ROMs to potential customers with video shots of the cars and data both about the cars and their competitors. Durable goods can be purchased through CUC International’s Shopper’s Advantage membership-based service (www.cuc.com). â€Å"Virtual† shopping experien ces (Burke 1996) enable marketing r...

Healthcare reform efforts Coursework Example | Topics and Well Written Essays - 1000 words

Healthcare reform efforts - Coursework Example They and adopt ways that can easily be accessed, human labor have to be utilized for the benefits of the hospitals activities with customer waiting time to be reduced from the time of admission to the time of discharge. On the other hand, increase in patients waiting time results to the reduction of doctor’s productivity and more so the patients may not benefits fully. With the good and available skilled care, providers can reduce of nursing expense by the employing competent personnel that offer the best service. They can the introduction of software to regulate the number of nurses according to their work competence (David Sterret, 2014). Furthermore, the setup of standardize operation rooms not only with an adequate supply of lower rates of products but also with increase operation rooms to enhance the reduction of distribution cost since quantity discounts are to be offered. With the establishment of employer health insurance, both the employers and employees premiums results in the sharing of the costs and individuals in private health insurance have their cover on health (Juras, 2015). It thus helps to reduce any patients cost-sharing requirements both in private, public, employees, health care providers and finally with the consumers in order to contribute the required amount of the tax. With the insurers benefits from the essential health, various health benefits of ambulance services, hospitalization, maternity care together with the drugs supply to help the patients for the service required. With the Affordable Care Act (ACA) in control, it is believed that the consumers with established choices and plans to use hence reducing any expense down low best on their efforts. To add on, the excess cost of health care might bring issues like the decline of customer turnover to the business leading to the absence of job availability over years

How do teacher salaries affect students Why does it matter than Essay

How do teacher salaries affect students Why does it matter than teachers earn tens of thousands more in some districts than others - Essay Example This translates to schools which have better academic preparation and schools that are inadequately prepared. The disparity is evident with the results high stake tests that low budgeted schools are destined to fail. This issue matter because students are being subject to the same rigorous aptitude examinations and the unfairness in children’s preparatory education shows up in the result of the tests. The high stake tests which Kozol identified as the culprit, really would make inner-city children fail due to their inadequate preparation which resulted from little budget allocation from the government. To keep up, there are schools that adopt drastic measures just to raise test scores whose method can be compared to military schools. This is not helpful because instead of keeping up, children drops out of school not to mention that it damages their psychological well being that some were even crying when they undergo the rigor of ill-budgeted school’s drastic measures. It defeats the purpose of education because students would opt to be out of school than to be subjected to such punitive measures of schools just to keep

Instructional adjustment Essay Example for Free

Instructional adjustment Essay Introduction: A survey polled some 770 students and asked how much effort they felt they were putting into their schoolwork. To everyone’s surprise, the students with low grades thought they worked as hard as anybody! Yet when their study habits were examined, it was discovered that they actually did far less homework than their high-achieving schoolmates (Awake, 7). It appears that their teachers were at least partially responsible for this delusion. Perhaps they felt that these low-achieving children were not capable of much to begin with. Or they may have felt that merely being warm and friendly toward them was enough to motivate them to excel. Whatever the case, it seems that the teachers highly praised the students’ most minimal efforts. Passing grades were routinely given out merely for attending class. The children were made to feel that they already worked as hard as they could. Thus they did little to improve. This is among the problems occurring in schools and other training institutes for children. According to surveys, there should be more creative and interesting strategical approaches that They polled some 770 students and asked how much effort they felt they were putting into their schoolwork. To everyone’s surprise, the students with low grades thought they worked as hard as anybody! Yet when their study habits were examined, it was discovered that they actually did far less homework than their high-achieving schoolmates. It appears that their teachers were at least partially responsible for this delusion. Perhaps they felt that these low-achieving children were not capable of much to begin with. Or they may have felt that merely being warm and friendly toward them was enough to motivate them to excel. Whatever the case, it seems that the teachers highly praised the students’ most minimal efforts. Passing grades were routinely given out merely for attending class. The children were made to feel that they already worked as hard as they could. Thus they did little to improve. teachers should use to be able to attain a better result from teaching students who are both considered slow and advance learners. In short, both groups of students should be able to be catered by the strategies to be applied. In this paper, a wide array of choices and steps shall be discussed to answer the said problem in teaching and training. The Teaching Strategies: Every study time must include reviews of the past learned lessons. This will help the students remember the lessons that were learned during the last meeting for the class and thus refresh in their memories the overall content of the subject. After the review, the presentation of the new concept must be performed by the teacher. The following are some examples of being able to do so in such an interesting way for both the slow and advance learners: †¢ Presentation using illustrative drawings-children and students of all ages often enjoy the drawings shown to introduce a certain topic. †¢ Usage of Mind games- as an introduction let the students think in a fun way. †¢ Introduction using a story- this will help the students think and analyze what is going to be discussed. Aside from this, the students’ attention will be caught by the story. †¢ Usage of Media- there available VCDs and DVDs provided for several subjects in school. This could help the students enjoy while they learn. †¢ Usage of technology- computer presentations and other presentations using technology inventions could help the learners find a way to understand the topic in their own pace. †¢ Relate the topic to reality-Usually the certain topics discussed in school are based in real life †¢ Use key words to introduce the topic-Usually one word keys that introduce a whole topic helps the students remember the lessons easier. †¢ Use open-ended questions- letting the students think will help them comprehend better on what is being discussed in class. †¢ Encouraging a role play activity- this will allow the students have a refreshing start for a new lesson †¢ Giving handouts about the new lesson After introducing the lesson for the day a guided procedure must follow through to help the students go along with the topic for the day. Here are some hints in guiding students effectively: †¢ Using a diagram- an illustrated and colorful diagram could help the students visualize the activities †¢ Use guided questions- give the students the chance to decide on how they are going to go about the lesson. †¢ Go beyond the book- do not just use the book as a source, instead let the students prepare their own sources and let them share it in class for classroom participation. †¢ Prepare handouts Aside from classroom discussions though, students who are assumed to be slow learners must be encouraged to do independent practices which may include the following: †¢ Remedial Classes †¢ Extra Homework Activities †¢ Extended class sessions for a group of students †¢ Students assist students program †¢ Extra project for make-up home works for classroom activities which they could not cope up with. †¢ Encourage home reading activities †¢ Making considerable time adjustments for a student’s completion of school requirements With all these guidelines, a student is supposed to comply with the teacher’s strategies and if that doesnn’t happen, some interventions might be necessary for the teacher to use like: †¢ Finding the root cause of the problem †¢ Identifying the student’s learning stage or learning pace †¢ Match students to appropeiate levels of learning †¢ Adopt evidence-based intervention strategies †¢ Require active response †¢ Review, review. Review. If all this things shall be considered in teaching a group of students comprising of both the advance and the slow learners, agreeable results are to be gained since all these are already proven effective by many teachers worldwide. Hence, the teacher must always see to it that every learning need of each student in a class is sufficiently provided. BIBLIOGRAPHY: Magazines and Journals: â€Å"Pay constant attention to your teaching†. (August 8, 1984). Awake! Watchtower Bible and Tract Society. Brooklyn, New York. 13-15. â€Å"How can I Improve my study habits†. (March 15,1999). Awake! Watchtower Bible and Tract Society. Brooklyn, New York. 7. â€Å"How important are grades? † (March 8, 1984). Watchtower Bible and Tract Society. Brooklyn, New York. 12-15. Internet Source: Steven R. Shaw, Ph. D. , NCSP. (2005). Academic Interventions for Slow Learners. http://www. nasponline. org/publications/cq285slowlearn. html. (17 June 2006). Books: Castillo, R. 1991. Teaching learners to learn. English Teaching Forum, 29, 3, pp. 28-30. Mercer, C. and A. Mercer. 1989. Teaching students with learning problems. Columbus, Ohio: Merril Publishing Co.

Discovering a Community in the Projects :: Exploratory Essays Research Papers

Discovering a Community in the Projects As I was driving through my hometown of Any Town, USA, I began thinking of the community and how it compares to other communities. Then an area of the town caught my eye. It is an area shunned by the citizens who do not live there. It is referred to as the "projects" or low income housing. This area has a bad reputation in the community. The children who live there are thought of as trouble makers, the adults, lazy. However, I noticed something different, something that the "outsiders" seem to neglect. It was neighbors that act like neighbors. The children were playing together and the parents were sharing events with each other. This conversing and playing is something I do not see much of in the other parts of Any Town. In my opinion, this detached housing development was a closer community then all of Any Town. There is closeness between the people who live in those buildings that I have not seen in my own neighborhood. That bond between neighbors is what everyone says we have lost due to computers and other technology. As a result, low-income housing neighborhoods may benefit from not being able to afford things like computers. They benefit because the people of the neighborhood need each other for help, even with things as simple as homework. The richer the parents, the less interested they were in time at home. The poorer they were, the more interested (Snell 28). So these neighborhoods are built around people with low income, yet they prosper because of that. I believe that our society is dying due to computers and other things we now rely on. Things so materialistic as beepers, cell phones, and voice mail have become part of our survival. We do not even have to drop in at home to say hello to our family anymore, we just send a quick e-mail. People who do not rely on these technical things rely on each other for entertainment as the children do by playing together outside, to inform each other of current events, or even to chat face-to-face rather than computer screen-to-computer screen. It is thought that it takes a community to raise a child, and a small community can accomplish that more so than a large one (Nelle 9). The small community within a larger one is able to prosper on its own because it has to, in a sense. Discovering a Community in the Projects :: Exploratory Essays Research Papers Discovering a Community in the Projects As I was driving through my hometown of Any Town, USA, I began thinking of the community and how it compares to other communities. Then an area of the town caught my eye. It is an area shunned by the citizens who do not live there. It is referred to as the "projects" or low income housing. This area has a bad reputation in the community. The children who live there are thought of as trouble makers, the adults, lazy. However, I noticed something different, something that the "outsiders" seem to neglect. It was neighbors that act like neighbors. The children were playing together and the parents were sharing events with each other. This conversing and playing is something I do not see much of in the other parts of Any Town. In my opinion, this detached housing development was a closer community then all of Any Town. There is closeness between the people who live in those buildings that I have not seen in my own neighborhood. That bond between neighbors is what everyone says we have lost due to computers and other technology. As a result, low-income housing neighborhoods may benefit from not being able to afford things like computers. They benefit because the people of the neighborhood need each other for help, even with things as simple as homework. The richer the parents, the less interested they were in time at home. The poorer they were, the more interested (Snell 28). So these neighborhoods are built around people with low income, yet they prosper because of that. I believe that our society is dying due to computers and other things we now rely on. Things so materialistic as beepers, cell phones, and voice mail have become part of our survival. We do not even have to drop in at home to say hello to our family anymore, we just send a quick e-mail. People who do not rely on these technical things rely on each other for entertainment as the children do by playing together outside, to inform each other of current events, or even to chat face-to-face rather than computer screen-to-computer screen. It is thought that it takes a community to raise a child, and a small community can accomplish that more so than a large one (Nelle 9). The small community within a larger one is able to prosper on its own because it has to, in a sense.

Lines of Color, Sex, and Service: Sexual Coercion in the Early Republic by Sharon Block Essay

â€Å"Lines of Color, Sex, and Service: Sexual Coercion in the Early Republic† by Sharon Block is based on two women who were mistreated by their masters. Rachel Davis, a white woman, was a servant to William and Becky Cress when she was 14-years-old. Harriet Jacobs, an enslaved black woman, was a slave in James and Mary Norcom’s household. When the women reached ages 15 and 16, both their masters made sexual overtures to them, in which the women had to try and over power. Becky Cress, William’s wife and Mary Norcom, James’ wife were women who could not control their husband’s actions. Since both Becky and Mary suspected that their husbands were having a sexual relationship with their servant, they insisted that the servant left the house immediately. Even though Rachel and Harriet were removed from their master’s household, their masters continued to visit them at their new home trying to have sex with them. When Mary had Harriet sleep with her so her husband could not and so she could â€Å"protect† Harriet, Harriet said, â€Å"she whispered in my ear, as though it was her husband who was speaking to me, and listened to hear what I would answer. (140) When Mary confronted her husband about the issue, he did not stop his sexual overtures. After Becky heard William trying to kiss Rachel in the cellar, Rachel said, â€Å"she had caught him & he wd deceive her no longer, but William denied any wrongdoing and Becky left in tears. These verbal confrontations apparently did not alter William’s behavior; he continued to force himself sexually upon Rachel. † (140) These two wives show that they had no power over their husband. They confronted their husbands about the situation and all they did was deny their behaviors, which lead to Becky and Mary not undertaking any actions to put their husband’s sexual overtures to an end. If Becky and Mary really wanted their husband’s sexual relationship with their servant to end, why didn’t they remove their husband from the house? Or why didn’t they just divorce their husband? This shows how men over powered women during this time by talking their way out of dilemmas and how women did not have the courage to stand up for themselves and prove that they are right and their husband are wrong. By Rachel Davis being a white woman she had more of an opportunity to over power her master than Harriet Jacobs. â€Å"The master of the white servant was sent to prison, while the black slave imprisoned herself to escape her abuser. † (136) â€Å"In 1807, Rachel’s father found out what had occurred and initiated a rape prosecution against William, who was found guilty and sentenced to ten years in prison. † (136) Since Rachel had her father’s support and also because she was white she was very fortunate that her master ended up in jail. Even though Rachel and Harriet’s rape incidents by their masters were very similar, â€Å"enslaved women ordinarily did not have access to the protection offered by a patriarchal figure. † (143) This is unfair to Harriet because she doesn’t get the local legal system to form a criminal prosecution like they did for Rachel because she is black. Harriet also went through rougher times than Rachel. Rachel was demanded out of the household right when her mistress suspected the sexual relationship. For Harriet, Mary demanded that she left the house when she found out Harriet was pregnant. Harriet had to do this so she could get away from her master and show her mistress that what her husband was doing to her was factual. Harriet didn’t have anyone to help her end her master’s sexual overtures on her, she had to became a runaway slave, and hide in her free grandmother’s attic. Even though both the masters treated Rachel and Harriet the same way, Harriet’s grandmother could not help her lead to legal intervention like Rachel’s father did for her. During this time, women were treated with no respect just as if they were nothing, especially the black women.